Question 1

What properties are currently available in Santa María?

Accepted Answer

The current portfolio includes Peninsula Estates (pre-construction mansions from $2,400,000), CELESTE (under construction from $623,580), The Ivy (immediate delivery penthouse from $1,060,000), and Guayacán and Bosco (under construction, price on request). Each project serves a different profile - contact me for personalized guidance.

Question 2

How does pre-construction buying work in Panama?

Accepted Answer

In pre-construction, you reserve the unit with a lower initial payment and make installments during the construction phase. It's the most cost-effective way to enter the market and typically generates appreciation before delivery. The legal process is managed by the Private Real Estate team from day one.

Question 3

Is real estate investment in Santa María safe?

Accepted Answer

Santa María Golf & Country Club is historically Panama City's highest-appreciating area with consistent demand. The premium gated community, world-class infrastructure, and buyer profile of Latin American and North American investors ensure steady demand. Panama also offers legal and monetary stability (the US dollar is the official currency).

Question 4

Is financing available for foreign buyers?

Accepted Answer

Yes. Panamanian banks offer financing to foreign buyers at competitive rates. The process is straightforward and we guide you alongside the Private Real Estate legal team. Panama also has a Qualified Investor Visa program for investments starting at $300,000.

Question 5

What does working with Raúl Arenas include?

Accepted Answer

Full advisory service: analysis of your goal (investment, primary residence, second home), portfolio curation, developer negotiation, legal review, and post-purchase support. If you decide to rent the property or treat it as an asset, Private Asset Management Company handles it.

Question 6

Are there homes facing the Santa María golf course?

Accepted Answer

Yes. Santa María Golf & Country Club is the only gated community in Panama with its own golf course - the country's only Nicklaus Design course. Several portfolio residences (Peninsula Estates, Fairway Estate, and green-side projects) have direct course views or pedestrian access. Read the course guide at arenasrealtor.com/santa-maria-golf and the social club guide at arenasrealtor.com/santa-maria-country-club.

Projects in Santa María, Panama

Peninsula Estates

Guayacán

Altair

CELESTE

Bosco

The Ivy

ÉBANO

ARENA

Frequently asked questions about buying in Santa María

Ready to find your property in Santa María?